Mutual Fund Strategies
For investors that desire more diversification than our individual stock strategies, we offer three mutual fund strategies. Because we are an independent Registered Investment Advisor we are able to offer our clients an unbiased selection of the greatest true no-load funds available today. These funds will share our investment philosophy of quality and value over high-flying growth. We divide our mutual funds into four main categories: Growth Investments, Income Investments, Capital Preservation Investments, and Cash Investments.
Growth Strategy
The Growth Mutual Fund strategy is designed for investment accounts that desire long-term growth of capital. The Growth Strategy will invest primarily in Growth Investments such as stock mutual funds. Allocations will be made among domestic, international, and emerging market stock funds, as well and large-cap, mid-cap, and small-cap stock funds. The amount allocated to each of these types of stock funds will vary depending on current valuations and future growth prospects. The Growth Strategy may also invest in Income Investments such as dividend stock funds, also know as equity income funds, if valuations are attractive. Additionally, the Growth Strategy will invest in Capital Preservation Investments such as arbitrage funds, bear market funds, inverse ETF's, and gold investments as well as Cash Investments if attractive Growth Investments are limited and overall systemic market risk appears high.
Moderate Strategy
The Moderate Mutual Fund strategy will normally allocate a fairly balanced amount to Growth Investments and Income Investments. This strategy is suitable for accounts that desire an allocation to Growth Investments but would not be comfortable with a large majority of the account in Growth Investments. The Moderate Strategy could also be called a Growth and Income strategy and is excellent for investors that need current income and long-term growth. In addition to dividend stock funds the Moderate Strategy will have an allocation to bond funds under the Income Investments category. The Moderate Strategy will also have allocations to Capital Preservation and Cash Investments when attractive Growth and Income Investments are limited and/or risk in the overall stock market and economy appear to be elevated.
Conservative Strategy
The Conservative Mutual Fund strategy is for accounts that require a high degree of safety. This strategy will normally be allocated primarily to Income Investments such as bond funds, and dividend stock funds. The Conservative Strategy may allocate a small portion to Growth Investments if valuations are attractive. The Conservative Strategy may also have allocations to Capital Preservation and Cash investments if attractive Income and Growth Investments are limited and/or risk in the overall bond and stock markets, and economy, are high in our view.
For investors that desire more diversification than our individual stock strategies, we offer three mutual fund strategies. Because we are an independent Registered Investment Advisor we are able to offer our clients an unbiased selection of the greatest true no-load funds available today. These funds will share our investment philosophy of quality and value over high-flying growth. We divide our mutual funds into four main categories: Growth Investments, Income Investments, Capital Preservation Investments, and Cash Investments.
Growth Strategy
The Growth Mutual Fund strategy is designed for investment accounts that desire long-term growth of capital. The Growth Strategy will invest primarily in Growth Investments such as stock mutual funds. Allocations will be made among domestic, international, and emerging market stock funds, as well and large-cap, mid-cap, and small-cap stock funds. The amount allocated to each of these types of stock funds will vary depending on current valuations and future growth prospects. The Growth Strategy may also invest in Income Investments such as dividend stock funds, also know as equity income funds, if valuations are attractive. Additionally, the Growth Strategy will invest in Capital Preservation Investments such as arbitrage funds, bear market funds, inverse ETF's, and gold investments as well as Cash Investments if attractive Growth Investments are limited and overall systemic market risk appears high.
Moderate Strategy
The Moderate Mutual Fund strategy will normally allocate a fairly balanced amount to Growth Investments and Income Investments. This strategy is suitable for accounts that desire an allocation to Growth Investments but would not be comfortable with a large majority of the account in Growth Investments. The Moderate Strategy could also be called a Growth and Income strategy and is excellent for investors that need current income and long-term growth. In addition to dividend stock funds the Moderate Strategy will have an allocation to bond funds under the Income Investments category. The Moderate Strategy will also have allocations to Capital Preservation and Cash Investments when attractive Growth and Income Investments are limited and/or risk in the overall stock market and economy appear to be elevated.
Conservative Strategy
The Conservative Mutual Fund strategy is for accounts that require a high degree of safety. This strategy will normally be allocated primarily to Income Investments such as bond funds, and dividend stock funds. The Conservative Strategy may allocate a small portion to Growth Investments if valuations are attractive. The Conservative Strategy may also have allocations to Capital Preservation and Cash investments if attractive Income and Growth Investments are limited and/or risk in the overall bond and stock markets, and economy, are high in our view.